刘渡舟的弟子有哪些:住房贷款提前还款，知道的朋友帮忙看一下

贷款：50000.0元 期限：10.0年
贷款年利率：5.31% 还款方式：等额本息
月还款额:537.94元

截至2006年5月底的贷款余额（已还款12期）为46,105.90元；大约需还4万6千多元吧^_^

期数 应还本金 应还利息 月还款 贷款余额
0 50000.0
1 316.69 221.25 537.94 49,683.31
2 318.09 219.85 537.94 49,365.23
3 319.50 218.44 537.94 49,045.73
4 320.91 217.03 537.94 48,724.82
5 322.33 215.61 537.94 48,402.49
6 323.76 214.18 537.94 48,078.74
7 325.19 212.75 537.94 47,753.55
8 326.63 211.31 537.94 47,426.92
9 328.07 209.86 537.94 47,098.85
10 329.52 208.41 537.94 46,769.33
11 330.98 206.95 537.94 46,438.35
12 332.45 205.49 537.94 46,105.90
13 333.92 204.02 537.94 45,771.98
14 335.40 202.54 537.94 45,436.59
15 336.88 201.06 537.94 45,099.71
16 338.37 199.57 537.94 44,761.34
17 339.87 198.07 537.94 44,421.47
18 341.37 196.57 537.94 44,080.10
19 342.88 195.05 537.94 43,737.22
20 344.40 193.54 537.94 43,392.82
21 345.92 192.01 537.94 43,046.90
22 347.45 190.48 537.94 42,699.44
23 348.99 188.95 537.94 42,350.45
24 350.54 187.40 537.94 41,999.92
25 352.09 185.85 537.94 41,647.83
26 353.64 184.29 537.94 41,294.19
27 355.21 182.73 537.94 40,938.98
28 356.78 181.15 537.94 40,582.19
29 358.36 179.58 537.94 40,223.83
30 359.95 177.99 537.94 39,863.89
31 361.54 176.40 537.94 39,502.35
32 363.14 174.80 537.94 39,139.21
33 364.75 173.19 537.94 38,774.47
34 366.36 171.58 537.94 38,408.11
35 367.98 169.96 537.94 38,040.13
36 369.61 168.33 537.94 37,670.52
37 371.24 166.69 537.94 37,299.28
38 372.89 165.05 537.94 36,926.39
39 374.54 163.40 537.94 36,551.85
40 376.19 161.74 537.94 36,175.66
41 377.86 160.08 537.94 35,797.80
42 379.53 158.41 537.94 35,418.27
43 381.21 156.73 537.94 35,037.06
44 382.90 155.04 537.94 34,654.16
45 384.59 153.34 537.94 34,269.57
46 386.29 151.64 537.94 33,883.28
47 388.00 149.93 537.94 33,495.27
48 389.72 148.22 537.94 33,105.55
49 391.44 146.49 537.94 32,714.11
50 393.18 144.76 537.94 32,320.93
51 394.92 143.02 537.94 31,926.02
52 396.66 141.27 537.94 31,529.35
53 398.42 139.52 537.94 31,130.93
54 400.18 137.75 537.94 30,730.75
55 401.95 135.98 537.94 30,328.80
56 403.73 134.20 537.94 29,925.07
57 405.52 132.42 537.94 29,519.55
58 407.31 130.62 537.94 29,112.24
59 409.11 128.82 537.94 28,703.13
60 410.92 127.01 537.94 28,292.20
61 412.74 125.19 537.94 27,879.46
62 414.57 123.37 537.94 27,464.89
63 416.40 121.53 537.94 27,048.48
64 418.25 119.69 537.94 26,630.24
65 420.10 117.84 537.94 26,210.14
66 421.96 115.98 537.94 25,788.18
67 423.82 114.11 537.94 25,364.36
68 425.70 112.24 537.94 24,938.66
69 427.58 110.35 537.94 24,511.08
70 429.47 108.46 537.94 24,081.60
71 431.38 106.56 537.94 23,650.23
72 433.28 104.65 537.94 23,216.94
73 435.20 102.73 537.94 22,781.74
74 437.13 100.81 537.94 22,344.62
75 439.06 98.87 537.94 21,905.56
76 441.00 96.93 537.94 21,464.55
77 442.96 94.98 537.94 21,021.60
78 444.92 93.02 537.94 20,576.68
79 446.88 91.05 537.94 20,129.80
80 448.86 89.07 537.94 19,680.93
81 450.85 87.09 537.94 19,230.09
82 452.84 85.09 537.94 18,777.24
83 454.85 83.09 537.94 18,322.40
84 456.86 81.08 537.94 17,865.54
85 458.88 79.06 537.94 17,406.66
86 460.91 77.02 537.94 16,945.74
87 462.95 74.98 537.94 16,482.79
88 465.00 72.94 537.94 16,017.79
89 467.06 70.88 537.94 15,550.74
90 469.12 68.81 537.94 15,081.61
91 471.20 66.74 537.94 14,610.41
92 473.29 64.65 537.94 14,137.13
93 475.38 62.56 537.94 13,661.75
94 477.48 60.45 537.94 13,184.26
95 479.60 58.34 537.94 12,704.67
96 481.72 56.22 537.94 12,222.95
97 483.85 54.09 537.94 11,739.10
98 485.99 51.95 537.94 11,253.11
99 488.14 49.80 537.94 10,764.97
100 490.30 47.63 537.94 10,274.67
101 492.47 45.47 537.94 9,782.20
102 494.65 43.29 537.94 9,287.55
103 496.84 41.10 537.94 8,790.71
104 499.04 38.90 537.94 8,291.67
105 501.25 36.69 537.94 7,790.43
106 503.46 34.47 537.94 7,286.96
107 505.69 32.24 537.94 6,781.27
108 507.93 30.01 537.94 6,273.34
109 510.18 27.76 537.94 5,763.17
110 512.43 25.50 537.94 5,250.73
111 514.70 23.23 537.94 4,736.03
112 516.98 20.96 537.94 4,219.05
113 519.27 18.67 537.94 3,699.78
114 521.56 16.37 537.94 3,178.22
115 523.87 14.06 537.94 2,654.35
116 526.19 11.75 537.94 2,128.16
117 528.52 9.42 537.94 1,599.64
118 530.86 7.08 537.94 1,068.78
119 533.21 4.73 537.94 535.57
120 535.57 2.37 537.94 0.00

不是这样的
是如果你想一次还完或者多还一些的话
只需要交一些违约金
并不想楼上说的那样
不管多久 利息还是一样
你早点还完当然利息就会重算得
回少交点钱拉

你当初是办按揭的话，无论你提前在什么时候还款，都是要按照你开始的算法把所有利息算给他们的（无论是十年的二十年的，那就是一次性还清了），那是一笔阎王债啊。